You’ve just touched down in Tokyo, and the last thing you want is to wrestle with paper tickets. When weighing pasmo card vs suica benefits, you’re choosing between two nearly identical IC travel cards that promise fast, cashless rides on trains, subways, and buses. By the end of this guide, you’ll know which card matches your travel style, budget, and length of stay.
Here’s the thing, both PASMO and Suica let you tap and go, work in vending machines and convenience stores, and cover most of Japan’s major cities (Japan Guide). But slight differences in purchase options, refund policies, and special passes can sway your choice. Let’s walk through everything step by step, so you can breeze through Tokyo’s transit system like a local.
IC card basics
Understanding PASMO and Suica
PASMO and Suica are prepaid contactless IC cards you hold to a reader to pay fares. Suica is issued by JR East, while PASMO comes from private rail and bus operators in the Tokyo area. Both cards launched in the early 2000s and since 2013 they’ve worked interchangeably across major train, subway, and bus networks in most large cities (Japan Guide). You load money onto the card, then tap it at ticket gates or vending machines.
Highlighting key similarities
- Both cards require a 500 yen refundable deposit
- They top up from 1,000 yen increments at stations or convenience stores
- You can use either for shopping at participating stores and vending machines
- They cover private railways, JR lines, subways, and buses in Greater Tokyo
For a deeper dive into their origins and minor technical quirks, check our suica pasmo difference explained guide.
Compare coverage areas
Tokyo metro and rail lines
Both PASMO and Suica cover the Tokyo Metro, Toei Subway, JR East lines (including the Yamanote loop), and most private railways in the Kanto region. That means you’ll tap the same reader whether you’re on a Ginza line train or a JR Chuo rapid service. If you plan to explore peri-urban areas like Chiba or Saitama, both cards still work seamlessly.
Coverage limitations
It’s not all-inclusive though. You can’t travel outside IC card areas, and both your origin and destination must lie within the same coverage zone (Japan Guide). Travel between disjointed networks sometimes requires a paper ticket or a separate fare, except on Shinkansen lines where you buy a separate seat reservation. Stay aware of station boundaries to avoid unexpected surcharges.
Cost and fees
Fare differences
Generally, you pay the same fare by card or paper ticket. In Greater Tokyo, Niigata, and Sendai there may be slight discounts when you tap an IC card instead of buying a paper ticket (Japan Guide). In central Tokyo, IC fares can be a few yen cheaper per ride. Over multiple trips, those savings add up.
Deposit and refunds
Each card has a 500 yen deposit. When you return a standard card, you get back the deposit plus any remaining balance, minus a handling fee (usually 220 yen). Suica deposit refunds are detailed in our suica card deposit refund guide, while PASMO refunds follow similar rules but vary by issuing company. Welcome Suica, designed for tourists, waives the deposit entirely but you can’t reclaim unused credit before you leave (Rakuten Travel).
Buying your card
PASMO purchase spots
You can buy PASMO at ticket machines and sales counters in private rail and bus stations across Tokyo. Look for machines labeled PASMO English interface or ask station staff “Pasmo o kudasai” (Please give me a PASMO). For step-by-step help, see our pasmo card english instructions.
Suica purchase spots
Suica is sold at JR East ticket machines and Midori no Madoguchi counters. You’ll see options for standard Suica, Welcome Suica, and even Suica in Apple Pay. If you plan to use JR lines extensively, Suica can be more convenient. Learn how to get started in our suica card how to use tokyo guide.
Mobile card options
Both cards offer mobile versions for iPhone and Android. Mobile Suica for tourists comes with a 28-day expiration and no deposit. You install the PASMO or Suica app, link to Apple Pay or Google Pay, and tap your phone or watch at gates. Note each app only runs on one device at a time (Japan Travel).
Topping up cards
Station and store reloads
You can top up any IC card at station machines, ticket counters, or even convenience stores like 7-Eleven and FamilyMart. Just hold your card over the reader, choose the amount, insert cash, and you’re set.
App charging guide
With Mobile PASMO or Suica, open the app, tap “Charge,” select an amount up to ¥20,000, and pay with your linked credit or debit card. Instant recharge means no more fumbling for coins.
Special card features
Commuter pass perks
Both Suica and PASMO support commuter passes. You register origin and destination stations, load a monthly or annual pass, and the card automatically calculates the cheapest daily fare. Commuter passes cover adult and child fares, and you can get a personalized PASMO that’s reissuable if lost (PASMO).
Child and personalized cards
Child PASMO applies a kid’s fare until age 12, then converts to adult mode. Personalized cards show your name and can be reissued for a fee if lost. Suica offers a similar adult–child classification and personal ID service.
Card payment uses
Shopping and vending machines
Between trains, tap your card at countless shops, restaurants, and lockers. IC cards work like a debit card, saving time and coin counting.
Other e-money services
Some stations let you pay for taxis, rental bikes, and even museum tickets. And if you pick up a Suica, you can use it at JR East’s partner stores across Japan’s east coast.
Choosing your card
Best for short visits
If you’re in Tokyo for less than a month and want zero deposit hassle, pick Welcome Suica or Mobile PASMO. No refund headaches, simple top-ups, and you’ll stay within 28 days anyway.
Best for long stays
For multi-month trips, standard PASMO or Suica wins. You’ll reclaim your deposit and balance, use commuter passes, and enjoy full interoperability. If you cross over to JR East territory a lot, Suica slightly edges out PASMO for ease.
Travel tips and tricks
English instructions
Station machines usually offer English menus. Look for “English” buttons. If you see “PASMO English” branding, press it and follow prompts. Need more help? Our pasmo card english instructions cover every screen.
Refund procedures
At Narita or Haneda airport you’ll find refund kiosks. Hand over your card, fill a simple form, and get cash back minus handling. For full details, see our suica card refund tokyo airport guide.
Key takeaways
- PASMO and Suica share near-identical coverage and convenience
- Check deposit, refund, and expiration rules before you buy
- Choose mobile cards for short stays and no-deposit ease
- Use commuter passes for regular routes to save money
- Tap in shops, vending machines, and even taxis
By picking the card that fits your itinerary, you’ll zip through Tokyo’s transport network without missing a beat. Ready to grab your IC card and hit the rails?
Frequently asked questions
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Can I use PASMO or Suica outside Tokyo?
Yes, both work in most major cities, including Osaka, Kyoto, and Nagoya, thanks to interoperability with regional IC cards (Japan Guide). -
Is there a minimum top-up amount?
You can recharge as little as ¥1,000 at most machines and stores. -
How long are IC cards valid?
Standard cards expire ten years after last use, while Welcome Suica expires after 28 days (Rakuten Travel). -
Can I share my card with friends?
No, each person needs their own card or mobile issuance to pass through gates. -
What if my card gets lost or stolen?
Personalized PASMO or Suica can be reissued for a fee, but anonymous cards cannot be replaced. Personalized options protect your balance.